Author Topic: Vanguard Fund for this year's IRA?  (Read 609 times)

Melisande

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Vanguard Fund for this year's IRA?
« on: February 12, 2019, 01:01:43 PM »
I'm just starting to think about where I'm going to invest this year's IRA $$. Do you have a fund that you favor? I am looking for something "aggressive," -- high risk/high reward, but not "very aggressive." Also, low fees are good.

Thanks!

dandarc

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Re: Vanguard Fund for this year's IRA?
« Reply #1 on: February 12, 2019, 01:29:04 PM »
In our main retirement accoutns, we go 55/25/20 in to Total Stock Market, Total International Stock, Total Bond, personally.

So if I wanted to be very aggressive for me, I'd go 100% Total Stock Market. Which I do in our HSA.

If you wanted to be even more aggressive than that, you can skew towards small-cap - there is an extended market fund who's name is failing me that is basically everything except the S&P 500.

If you want to start venturing into "speculating" territory, then there are any number of sector funds you could look at. Sounds like you don't want to get so aggressive as to get into individual stock picking.

RWD

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Re: Vanguard Fund for this year's IRA?
« Reply #2 on: February 12, 2019, 01:43:27 PM »
What does your investment policy statement say? How you invest your IRA should mesh with the rest of your portfolio. For example, my Roth IRA is 100% VGSLX (REIT index), but that works out to less than 10% of our total combined portfolio, which is my target allocation in my IPS.

Melisande

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Re: Vanguard Fund for this year's IRA?
« Reply #3 on: February 25, 2019, 02:39:10 PM »
In our main retirement accoutns, we go 55/25/20 in to Total Stock Market, Total International Stock, Total Bond, personally.

So if I wanted to be very aggressive for me, I'd go 100% Total Stock Market. Which I do in our HSA.

If you wanted to be even more aggressive than that, you can skew towards small-cap - there is an extended market fund who's name is failing me that is basically everything except the S&P 500.

If you want to start venturing into "speculating" territory, then there are any number of sector funds you could look at. Sounds like you don't want to get so aggressive as to get into individual stock picking.

Thanks. I just went with Total Stock Market. Actually, I see that's what I did last year -- probably started a thread here with the same question. LOL

I was pleased to see that the contribution limit for us is now $7,000, so yay!