Hello! Relatively new mustachian here. Long time lurker, but only just started posting.
I'm looking to get perspective on the bond choices in my 401k. I'm currently 30, so only a small portion of my investments are in bonds, but the 401k just introduced some new options.
Currently, my funds are in Pimco Total Return Fund PTTRX Institutional Class as that previously was the only bond fund offered. They've just added Vanguard Total Bond Market Index Fund Institutional Plus Shares (VBMPX), Vanguard Inflation-Protected Securities Fund Institutional Shares (VIPIX), and JPMCB High Yield Fund CF Class. I've included expense ratio details below:
Pimco Total Return Fund PTTRX: 0.46%
Vanguard Total Bond Market Index Fund Institutional Plus Shares (VBMPX): 0.05%
Vanguard Inflation-Protected Securities Fund Institutional Shares (VIPIX): 0.07%
JPMCB High Yield Fund CF Class: 0.51%
What do you recommend I should put my contribution in (again, only about 10-15% of my total balance)? How would you recommend that my contribution change over time (i.e. all in vanguard total bond now, but diversify with high yield/tips as I get older)?