Hey all, new member here hoping for some opinions on what I should be putting my 401k funds into. Saving 10% of salary here which is up to employer match and putting other savings to traditional IRA's at Vanguard. Below are available funds, I excluded 15 with expenses over .50% I currently am in the target retire 2045 with 0.43% fees, but thinking I should go to the Vanguard 500 because that has the lowest fee and seems to match VTSMX performance fairly closely. Then if I want to add exposure to other sectors I can do so in the IRAs. This a reasonable plan?
American Capital World G&I - R-6 RWIGX 0.45%
American Fundamental Investors - R-6 RFNGX 0.31%
American Funds Target Retire 2010-2055 RFTTX .36% to .47% (fee varies based on the date)
American Funds EuroPacific Growth - R6 RERGX 0.49%
American Funds Washington Mutual - R-6 RWMGX 0.30%
American Growth Fund Of America - R-6 RGAGX 0.33%
Vanguard 500 Index - Admiral VFIAX 0.05%