Hi guys
I have been reading and studying investing while I am now paying off my emergency debt of which I will good to go at early 2018
I originally set my stall out on the lifestrategy 100 equity fund which has a very diverse range of stocks and I like the performance it seems to generate
However, although I can easily access this via an isa and it's reported in gbp, I can't seem to work out the effect of the exchange rates and the tax implications of having equity in Europe and the US which I am sure will be effecting my overall returns.
The question is, do I just stick to my own country and invest in the ftse all share which seems to generate decent returns over time anyhow, or I will get a potentially better results with the lifestrategy 100 which is more diverse but I'm risking exchange rates effecting my real returns?
Appreciate this is very complex but if someone has any ideas on this.. I just don't like not fully understanding what I am going to put considerable amounts of money into every month for the next decade