Author Topic: Multiple vanguard fund diversification  (Read 953 times)

t-mmm-reader

  • 5 O'Clock Shadow
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  • Posts: 1
Multiple vanguard fund diversification
« on: April 29, 2019, 12:57:37 PM »
I am looking for any advice on how to best diversify across 4 vanguard accounts. 2 Roth IRA's, 1 traditional, and a joint account (for general long term saving). I am pretty well familiar with all the different funds they have available now, but narrowing it down to pick for each different account is proving to be somewhat challenging. 

Enigma

  • Bristles
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  • Posts: 491
  • Age: 44
  • Location: Clarksville, TN
Re: Multiple vanguard fund diversification
« Reply #1 on: April 30, 2019, 08:48:00 AM »
I try to keep the funds pretty simple with Vanguard myself.  My 401k Vanguard account sometimes didnt give me the options.

There is no need for 2 ROTH Vanguard accounts.  If I was in your shoes I would rollover one into the other.

VBTLX - Vanguard Total Bond Market Index Fund Admiral Shares (~30%)
VTSAX - Vanguard Total Stock Market Index Fund Admiral Shares (~70%)
VGSLX - Vanguard Real Estate Index Fund Admiral Shares (FUN)