Okay, more specifics.
- 403(b) with Vanguard: $50k invested in VWINX, automatically takes 9% from paycheck and matches 5%
- Roth IRA with Schwab: $13k in SWERX, $5k in VLAAX, contribute the max each year (which is about 6% of my salary)
- Brokerage acct with Schwab: $8k in DGS, $27k in FMIHX, $15k in SWOBX, $23k in SSIFX, $25k in VWELX, plus $33k that needs to be invested
I do not have an investment policy statement. Off the top of my head, my goals would be to buy a house (and not be house poor) within the next year, get married (within the next two years which will involve taking on his student loans but also add income), having 2-3 kids who I can raise by working only part time and can help send to college and maybe even private high school. I want something simple. Something not risky. Something that doesn't stupidly add on fees and other hidden crap someone like me wouldn't know to look for. Something that won't change a lot.
Does that help?