Author Topic: Top is in  (Read 2371006 times)

dragoncar

  • Walrus Stache
  • *******
  • Posts: 9800
  • Registered member
Re: Top is in
« Reply #9300 on: May 31, 2022, 12:48:46 PM »
I was gonna do some yoga pants with bottom is in but it was a little too NSFW

SwordGuy

  • Walrus Stache
  • *******
  • Posts: 8670
  • Location: Fayetteville, NC
Re: Top is in
« Reply #9301 on: May 31, 2022, 03:38:42 PM »
I was gonna do some yoga pants with bottom is in but it was a little too NSFW
I'm often reminded of that classic photo of Sophia Lauren side-eyeing Jayne Mansfield's cleavage when "Top is in" jokes wander into suggestive territory.

solon

  • Handlebar Stache
  • *****
  • Posts: 2168
  • Age: 1821
  • Location: CO
Re: Top is in
« Reply #9302 on: June 02, 2022, 10:23:36 AM »
I feel like we might be pulling out of the bottom. But I can't decide if I should try to make a joke out of that.

GuitarStv

  • Senior Mustachian
  • ********
  • Posts: 20248
  • Age: 41
  • Location: Toronto, Ontario, Canada
Re: Top is in
« Reply #9303 on: June 02, 2022, 01:27:44 PM »
Is a shitty joke better than no joke at all?

zolotiyeruki

  • Magnum Stache
  • ******
  • Posts: 4826
  • Location: State: Denial
Re: Top is in
« Reply #9304 on: June 02, 2022, 02:21:39 PM »
I feel like we might be pulling out of the bottom. But I can't decide if I should try to make a joke out of that.
Nah, it's a dead cat bounce.  Because the Top is In.

PDXTabs

  • Magnum Stache
  • ******
  • Posts: 4762
  • Age: 39
  • Location: Vancouver, WA, USA
Re: Top is in
« Reply #9305 on: June 02, 2022, 02:29:07 PM »
I feel like we might be pulling out of the bottom. But I can't decide if I should try to make a joke out of that.
Nah, it's a dead cat bounce.  Because the Top is In.

Right? Top is in.

GuitarStv

  • Senior Mustachian
  • ********
  • Posts: 20248
  • Age: 41
  • Location: Toronto, Ontario, Canada
Re: Top is in
« Reply #9306 on: June 02, 2022, 02:49:21 PM »

Tyson

  • Magnum Stache
  • ******
  • Posts: 2724
  • Age: 50
  • Location: Denver, Colorado
Re: Top is in
« Reply #9307 on: June 02, 2022, 03:06:08 PM »
I feel like we might be pulling out of the bottom. But I can't decide if I should try to make a joke out of that.
Nah, it's a dead cat bounce.  Because the Top is In.

It's actually much worse than a dead cat bounce.  It's Schrodinger's Cat whereby it's an indeterminate state of being both alive and dead.

Although I suppose that if the bounce is violent enough, you end up with a dead cat no matter what.
« Last Edit: June 02, 2022, 08:00:22 PM by Tyson »

PDXTabs

  • Magnum Stache
  • ******
  • Posts: 4762
  • Age: 39
  • Location: Vancouver, WA, USA
Re: Top is in
« Reply #9308 on: June 02, 2022, 06:02:36 PM »

solon

  • Handlebar Stache
  • *****
  • Posts: 2168
  • Age: 1821
  • Location: CO
Re: Top is in
« Reply #9309 on: June 10, 2022, 03:19:16 PM »
I feel like we might be pulling out of the bottom. But I can't decide if I should try to make a joke out of that.

Guess I was wrong about the bottom being in. Not looking for a joke any more.

Adventine

  • Handlebar Stache
  • *****
  • Posts: 2089
  • Age: 33
  • Location: Memphis, USA
Re: Top is in
« Reply #9310 on: June 10, 2022, 03:36:21 PM »
We invested a huge chunk in the market over the last few weeks. My only regret is that we didn't have more to put in!

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7080
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Top is in
« Reply #9311 on: June 11, 2022, 04:42:09 AM »
We invested a huge chunk in the market over the last few weeks. My only regret is that we didn't have more to put in!

And with time you may regret not having waited for the bottom ;)

MustacheAndaHalf

  • Walrus Stache
  • *******
  • Posts: 5301
Re: Top is in
« Reply #9312 on: June 11, 2022, 04:59:21 AM »
We invested a huge chunk in the market over the last few weeks. My only regret is that we didn't have more to put in!
Do you think you will lose a lot or lose a little?  Maybe you didn't know this... but the top is in.

Tyson

  • Magnum Stache
  • ******
  • Posts: 2724
  • Age: 50
  • Location: Denver, Colorado
Re: Top is in
« Reply #9313 on: June 11, 2022, 12:06:52 PM »
Time to buy up some bargains! 

Bargain-buying top is in.

Heckler

  • Handlebar Stache
  • *****
  • Posts: 1418
Re: Top is in
« Reply #9314 on: June 11, 2022, 03:33:37 PM »
I was gonna do some yoga pants with bottom is in but it was a little too NSFW
I'm often reminded of that classic photo of Sophia Lauren side-eyeing Jayne Mansfield's cleavage when "Top is in" jokes wander into suggestive territory.

Had to look that one up.  Was I ever born too late!

Claire and Gloria recreating it for NBC tells me it's not NSFW.  Actually, surfing MMM forums is NSFW...

markbike528CBX

  • Handlebar Stache
  • *****
  • Posts: 1792
  • Location: the Everbrown part of the Evergreen State (WA)
Re: Top is in
« Reply #9315 on: June 12, 2022, 06:57:11 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.

EscapeVelocity2020

  • Magnum Stache
  • ******
  • Posts: 4014
  • Age: 48
  • Location: Houston
    • EscapeVelocity2020
Re: Top is in
« Reply #9316 on: June 12, 2022, 07:38:12 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.

Nice summer day?  Houston temperature top is in!  It can’t possibly get any hotter right?!

maizefolk

  • Walrus Stache
  • *******
  • Posts: 6756
Re: Top is in
« Reply #9317 on: June 12, 2022, 08:38:54 AM »
100 degree high with 50% humidity? That's a a wet bulb temp* of 84. That leaves a good 11 degrees of safety margin before it becomes impossible for humans to survive for prolonged periods outside, even in the shade with a breeze and plenty of fluids.

*The wet bulb temperature refers to the coolest temperature a thermometer can achieve when wrapped in wet cloth and spun through the air. It is a good proxy for how well sweating works to cool the body. Once the body cannot dissipate enough heat by sweating to maintain its core temperature "... The sweating mechanism shuts down, leading to death in six hours. ... Blood vessels dilate and circulation slows, particularly to the extremities. Not enough blood will flow to the brain, affecting its functioning. You lose alertness, become drowsy, and don’t feel thirst anymore. Soon organs shut down, one by one..."

But anyway, Houston is still 13 degree of air temperature or another 35% humidity away from hitting the point where human life becomes impossible.

dragoncar

  • Walrus Stache
  • *******
  • Posts: 9800
  • Registered member
Re: Top is in
« Reply #9318 on: June 12, 2022, 11:01:36 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.

I definitely used a proxy/vpn when I was working (or just kept it in cellular).  It was unlikely they would look up my browsing history but completely within their rights so why risk it?

MustacheAndaHalf

  • Walrus Stache
  • *******
  • Posts: 5301
Re: Top is in
« Reply #9319 on: June 12, 2022, 12:07:05 PM »
100 degree high with 50% humidity? That's a a wet bulb temp* of 84. That leaves a good 11 degrees of safety margin before it becomes impossible for humans to survive for prolonged periods outside, even in the shade with a breeze and plenty of fluids.
...
Human evolution top is in?

"Evolution, Morpheus, evolution. Like the dinosaur. Look out that window. You've had your time."
- Agent Smith, The Matrix

EscapeVelocity2020

  • Magnum Stache
  • ******
  • Posts: 4014
  • Age: 48
  • Location: Houston
    • EscapeVelocity2020
Re: Top is in
« Reply #9320 on: June 12, 2022, 01:14:24 PM »
100 degree high with 50% humidity? That's a a wet bulb temp* of 84. That leaves a good 11 degrees of safety margin before it becomes impossible for humans to survive for prolonged periods outside, even in the shade with a breeze and plenty of fluids.

*The wet bulb temperature refers to the coolest temperature a thermometer can achieve when wrapped in wet cloth and spun through the air. It is a good proxy for how well sweating works to cool the body. Once the body cannot dissipate enough heat by sweating to maintain its core temperature "... The sweating mechanism shuts down, leading to death in six hours. ... Blood vessels dilate and circulation slows, particularly to the extremities. Not enough blood will flow to the brain, affecting its functioning. You lose alertness, become drowsy, and don’t feel thirst anymore. Soon organs shut down, one by one..."

But anyway, Houston is still 13 degree of air temperature or another 35% humidity away from hitting the point where human life becomes impossible.

Explains why my bulbs are so wet, yet I'm still dyin'.  Fortunately air conditioning will save us...  unless Abbott let's the power grid fail catastrophically.  Good thing I have 110% trust in his competent leadership! (shoots gun into the air in a random direction)

Adventine

  • Handlebar Stache
  • *****
  • Posts: 2089
  • Age: 33
  • Location: Memphis, USA
Re: Top is in
« Reply #9321 on: June 12, 2022, 01:59:37 PM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.


I got a visit from our IT guy because I was visiting the Bogleheads forum way too many times. That was it, though! Surprised they never brought up the MMM forums.

markbike528CBX

  • Handlebar Stache
  • *****
  • Posts: 1792
  • Location: the Everbrown part of the Evergreen State (WA)
Re: Top is in
« Reply #9322 on: June 12, 2022, 02:47:33 PM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.

I definitely used a proxy/vpn when I was working (or just kept it in cellular).  It was unlikely they would look up my browsing history but completely within their rights so why risk it?
In my case, why not?  I could have been FIRED a couple of years earlier.   
That being said, one of my former colleagues got fired for an innocent google search for a word in a language he didn't know.

dividendman

  • Handlebar Stache
  • *****
  • Posts: 1467
Re: Top is in
« Reply #9323 on: June 13, 2022, 09:16:39 AM »
S&P500 in bear territory... is the Top finally in??

ChpBstrd

  • Magnum Stache
  • ******
  • Posts: 4334
Re: Top is in
« Reply #9324 on: June 13, 2022, 09:42:36 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.


I got a visit from our IT guy because I was visiting the Bogleheads forum way too many times. That was it, though! Surprised they never brought up the MMM forums.

Perhaps because “head” in a URL triggers their super sophisticated porn alert, but a kink for mustaches is too esoteric to include in the word list?

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3294
  • Age: 92
  • Location: Upper left corner
  • FI(lean) working on the "RE"
Re: Top is in
« Reply #9325 on: June 13, 2022, 10:08:17 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.


I got a visit from our IT guy because I was visiting the Bogleheads forum way too many times. That was it, though! Surprised they never brought up the MMM forums.

Perhaps because “head” in a URL triggers their super sophisticated porn alert, but a kink for mustaches is too esoteric to include in the word list?
Or the IT staff are on the forums and they don't want it flagged.

solon

  • Handlebar Stache
  • *****
  • Posts: 2168
  • Age: 1821
  • Location: CO
Re: Top is in
« Reply #9326 on: June 13, 2022, 10:39:03 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.


I got a visit from our IT guy because I was visiting the Bogleheads forum way too many times. That was it, though! Surprised they never brought up the MMM forums.

Perhaps because “head” in a URL triggers their super sophisticated porn alert, but a kink for mustaches is too esoteric to include in the word list?
Or the IT staff are on the forums and they don't want it flagged.

That's not impossible.

Adventine

  • Handlebar Stache
  • *****
  • Posts: 2089
  • Age: 33
  • Location: Memphis, USA
Re: Top is in
« Reply #9327 on: June 13, 2022, 11:01:59 AM »
....snip...... Actually, surfing MMM forums is NSFW...

So true. I'm surprised I didn't get reprimanded for spending hours on MMM at work, during the last few years. That doesn't count the hours perusing my FIRE spreadsheet, wondering WTF I was doing in a cubicle on a nice summer day.


I got a visit from our IT guy because I was visiting the Bogleheads forum way too many times. That was it, though! Surprised they never brought up the MMM forums.

Perhaps because “head” in a URL triggers their super sophisticated porn alert, but a kink for mustaches is too esoteric to include in the word list?
Or the IT staff are on the forums and they don't want it flagged.

That's not impossible.


I imagine an IT guy on the MMM forums would've given me a pass for hanging out too much on Bogleheads. A 15 minute browse of that forum would've shown it's moderated to within an inch of its life :P

dragoncar

  • Walrus Stache
  • *******
  • Posts: 9800
  • Registered member
Re: Top is in
« Reply #9328 on: June 13, 2022, 11:22:25 AM »
Where is Thorstach in our time of need?

Wintergreen78

  • Pencil Stache
  • ****
  • Posts: 505
Re: Top is in
« Reply #9329 on: June 13, 2022, 01:44:41 PM »
Where is Thorstach in our time of need?

He (She? They?) has warned us again and again that the top is in. Maybe Thorstach has tired of trying to convince those who won’t believe. I’d like to think they are off somewhere with all the people who heard and believed the first time the message was shared, all feeling thankful that they know the top is in, have always known that the top is in, and always will know the top is in.

EscapeVelocity2020

  • Magnum Stache
  • ******
  • Posts: 4014
  • Age: 48
  • Location: Houston
    • EscapeVelocity2020
Re: Top is in
« Reply #9330 on: June 13, 2022, 01:54:47 PM »
Where is Thorstach in our time of need?

He (She? They?) has warned us again and again that the top is in. Maybe Thorstach has tired of trying to convince those who won’t believe. I’d like to think they are off somewhere with all the people who heard and believed the first time the message was shared, all feeling thankful that they know the top is in, have always known that the top is in, and always will know the top is in.

Or maybe he/she/they are having the mother of all orgasms as we plummet in to the close and bounce around at 52 week lows...  TOP IS INNNNNNNN!!!!!!

mies

  • Pencil Stache
  • ****
  • Posts: 642
Re: Top is in
« Reply #9331 on: June 13, 2022, 02:07:40 PM »
S&P 500 bear market. We've been so close all year, but we finally did it!

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7080
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Top is in
« Reply #9332 on: June 13, 2022, 02:17:39 PM »
Exciting times indeed!

Great read for everyone, just to know what to expect!

https://earlyretirementnow.com/2019/10/30/who-is-afraid-of-a-bear-market/

"Notice how the average bear market took around 16 months, but from peak to trough to a new all-time high took 56 months on average. About 3.5 times longer than the initial bear market. It seems the stock market is about 2.5-times slower on the way back up than on the way down!!!" - ERN

That means a new top won't be in until February of 2027!

dragoncar

  • Walrus Stache
  • *******
  • Posts: 9800
  • Registered member
Re: Top is in
« Reply #9333 on: June 13, 2022, 02:20:32 PM »
S&P 500 bear market. We've been so close all year, but we finally did it!


Glenstache

  • Magnum Stache
  • ******
  • Posts: 3294
  • Age: 92
  • Location: Upper left corner
  • FI(lean) working on the "RE"
Re: Top is in
« Reply #9334 on: June 13, 2022, 02:54:57 PM »
Exciting times indeed!

Great read for everyone, just to know what to expect!

https://earlyretirementnow.com/2019/10/30/who-is-afraid-of-a-bear-market/

"Notice how the average bear market took around 16 months, but from peak to trough to a new all-time high took 56 months on average. About 3.5 times longer than the initial bear market. It seems the stock market is about 2.5-times slower on the way back up than on the way down!!!" - ERN

That means a new top won't be in until February of 2027!
If we are lucky, we can get some false summits on the way to the next True Top TM.

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7080
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Top is in
« Reply #9335 on: June 13, 2022, 04:55:08 PM »
Exciting times indeed!

Great read for everyone, just to know what to expect!

https://earlyretirementnow.com/2019/10/30/who-is-afraid-of-a-bear-market/

"Notice how the average bear market took around 16 months, but from peak to trough to a new all-time high took 56 months on average. About 3.5 times longer than the initial bear market. It seems the stock market is about 2.5-times slower on the way back up than on the way down!!!" - ERN

That means a new top won't be in until February of 2027!
If we are lucky, we can get some false summits on the way to the next True Top TM.

Shit, the 56 months IGNORED inflation.

"How about the other bear markets? In the table below, I report the results for the Total Return Index. So, 82 months on average, just under seven years. And that’s the average. Around the really scary bear markets (1929/1937, the 1970s and 2000) we’d spend anywhere between 12 to 15.5 years underwater."

82 months brings us to Friday, April 13, 2029......Friday the 13th, how fitting ;)

RWD

  • Walrus Stache
  • *******
  • Posts: 5497
  • Location: Mississippi
Re: Top is in
« Reply #9336 on: June 13, 2022, 05:04:47 PM »
That means a new top won't be in until February of 2027!
If we are lucky, we can get some false summits on the way to the next True Top TM.
Shit, the 56 months IGNORED inflation.
Does it also ignore dividends?

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7080
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Top is in
« Reply #9337 on: June 13, 2022, 05:19:16 PM »
That means a new top won't be in until February of 2027!
If we are lucky, we can get some false summits on the way to the next True Top TM.
Shit, the 56 months IGNORED inflation.
Does it also ignore dividends?

Na the 56 months included dividends, so "total return". The linked blog post by ERN is worth the read.

PDXTabs

  • Magnum Stache
  • ******
  • Posts: 4762
  • Age: 39
  • Location: Vancouver, WA, USA
Re: Top is in
« Reply #9338 on: June 13, 2022, 05:21:38 PM »
So adjusted for inflation median/mean is 60/82 months from peak to recovered value with dividends reinvested. I hope I keep my job for this epic sale.
« Last Edit: June 13, 2022, 07:02:16 PM by PDXTabs »

PDXTabs

  • Magnum Stache
  • ******
  • Posts: 4762
  • Age: 39
  • Location: Vancouver, WA, USA
Re: Top is in
« Reply #9339 on: June 13, 2022, 05:59:25 PM »

maizefolk

  • Walrus Stache
  • *******
  • Posts: 6756
Re: Top is in
« Reply #9340 on: June 13, 2022, 06:10:17 PM »
S&P 500 bear market. We've been so close all year, but we finally did it!



This is just ... perfect.

aboatguy

  • Bristles
  • ***
  • Posts: 287
Re: Top is in
« Reply #9341 on: June 13, 2022, 07:28:52 PM »


Bear got a hold of  my stoinks,

The Top is in!
« Last Edit: June 13, 2022, 07:31:40 PM by aboatguy »

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1718
Re: Top is in
« Reply #9342 on: June 13, 2022, 07:53:14 PM »
Where is Thorstach in our time of need?

He (She? They?) has warned us again and again that the top is in. Maybe Thorstach has tired of trying to convince those who won’t believe. I’d like to think they are off somewhere with all the people who heard and believed the first time the message was shared, all feeling thankful that they know the top is in, have always known that the top is in, and always will know the top is in.

Or maybe he/she/they are having the mother of all orgasms as we plummet in to the close and bounce around at 52 week lows...  TOP IS INNNNNNNN!!!!!!

This made me laugh unreasonably hard

DadJokes

  • Handlebar Stache
  • *****
  • Posts: 2295
Re: Top is in
« Reply #9343 on: June 14, 2022, 07:05:52 AM »
What kind of bear is best?

False. Bear market.

matchewed

  • Magnum Stache
  • ******
  • Posts: 4427
  • Location: CT
Re: Top is in
« Reply #9344 on: June 14, 2022, 08:26:01 AM »
So adjusted for inflation median/mean is 60/82 months from peak to recovered value with dividends reinvested. I hope I keep my job for this epic sale.

This is key to consider as well. Do those charts include consistent investment? Or are we looking at ye ol' 10k in S&P500 and ignore it with dividends reinvested?

Also


Glenstache

  • Magnum Stache
  • ******
  • Posts: 3294
  • Age: 92
  • Location: Upper left corner
  • FI(lean) working on the "RE"
Re: Top is in
« Reply #9345 on: June 14, 2022, 09:07:13 AM »
I can bearly stand this thread anymore.

techwiz

  • Magnum Stache
  • ******
  • Posts: 2855
  • Location: Ontario
Re: Top is in
« Reply #9346 on: June 14, 2022, 11:18:25 AM »

ChpBstrd

  • Magnum Stache
  • ******
  • Posts: 4334
Re: Top is in
« Reply #9347 on: June 14, 2022, 12:26:53 PM »
The bear is in.

Next up: the top.

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7080
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Top is in
« Reply #9348 on: June 14, 2022, 12:33:22 PM »
Beer top is in.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1718
Re: Top is in
« Reply #9349 on: June 14, 2022, 07:34:12 PM »
What kind of bear is best?

False. Bear market.

That’s debatable.  There’s basically two schools of thought. 

Wait!  What are are you doing!?  Bear Markets are not a joke, DadJokes.  Millions of people suffer every year. 

Thorstash!