I actually had a Savings Builder account at CIT with $25k in it at 2.25%. Then Redneck upped it's normal, unrestricted rate to 2.25%. I ended up needing the money, so pulled it all out of CIT, and once I could build up again, just stuck it in Redneck. Redneck caps at $50k now, and my next go-to is Ally.
Yah, I have a lot of accounts floating around out there with nothing in them.