Another,
Thanks for chiming in. My plan has no Spartan funds just 10 Target Date Funds .53%, 3 Large Cap Funds (S&P .05%, Large Growth .07%, Large Value .07%), Bond Fund .24%, Stability Fund .18%, , Medium Cap Fund .16%, Small Cap .86% and company stock plan.
Currently, I am almost all in the Large Value Fund since I am young, it has one of the lowest ER at .07% and has a history of doing better then the S&P although they are very similar.
My thought was that most of my ROTH IRA is in the Total Stock Market Index at VG (VTSAX) with an ER of .05%. Were not talking about much difference on the ER (.07 vs .05), but VTSAX owns over 3000+ stocks all in Small-Medium-Large Value companies so a little more diversification. Not a huge deal, just a train of thought and wanting to hear others opinions, but it may be more trouble than its worth. I looked again and the only cost is amount of exchange + $75 Fee so of course you would not want to do this often.