I currently have 100% of my 401k money in the Vanguard LifeStrategy Growth Fund (80% stocks/20% bonds). I've been happy with it, but looking at the other options offered by my plan, I wonder if I could be doing better?
I'm thinking of leaving my existing money where it is, but putting future contributions in the S&P 500 index (which was just added a few years ago as an option). But I'm open to any suggestions. I'm very much a KISS investor (Keep It Simple, Stupid) so I don't want to necessarily have my contributions divided among 5 different funds and then needing to go and rebalance every 3 months (or whatever). But if having it divided between 2 or 3 funds and adjusting every 12-18 months makes more sense than where it's currently parked, I'm open to it. I also don't mind a bit of risk, I don't need this money for another 20 years (this current downturn doesn't have me phased at all, I was thinking of making this change for the last few months now).
Money Market
Advantus Money Market
General Bond
Vanguard Interm-Term Bond Index I
US Stock
Advantus S&P 500® Index
T. Rowe Price Large Cap Growth
Loomis Sayles Value Admin
DFA US Small Cap I
International Stock
Vanguard Total Intl Stock Index I
Sector Stock
Van Eck Global Hard Assets A
Ivy Real Estate Securities Y
Balanced
Vanguard LifeStrategy Cnsrv Gr Inv
Vanguard LifeStrategy Growth Inv (this is where my money is parked right now)
Vanguard LifeStrategy Moderate Gr Inv