The Yield Shield

[imolina]

What do you guys think about this Yield Shield strategy?, has anyone tried something similar?.

https://www.millennial-revolution.com/invest/the-yield-shield-putting-it-all-together/

[Radagast]

It backtests well from just before the dotcom crash, not as well from just before the Great Recession.

https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2018&lastMonth=12&endDate=04%2F16%2F2018&initialAmount=1000000&annualOperation=2&annualAdjustment=4000&inflationAdjusted=true&annualPercentage=0.0&frequency=2&rebalanceType=1&showYield=false&reinvestDividends=true&symbol1=VBMFX&allocation1_1=40&allocation1_2=10&symbol2=VTSMX&allocation2_1=30&allocation2_2=15&symbol3=VGTSX&allocation3_1=30&allocation3_2=30&symbol4=VFICX&allocation4_2=10&symbol5=VCVSX&allocation5_2=20&symbol6=VGSIX&allocation6_2=10&symbol7=VEIPX&allocation7_2=5&symbol8=VGTSX

Some substitutions made to extend farther back in time.

This seems to be a value strategy which has many proponents, but be careful with backtests. Instead of total bond market funds an emphasis on government bonds for that 10% might be better for this strategy.