Author Topic: The taxable account  (Read 2544 times)

stein79

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The taxable account
« on: October 07, 2016, 09:09:06 AM »
What kind of stocks/funds are you guys investing with in a taxable account?

If you've already maxed your ROTH/Traditional and/or your 401K, what do you like to invest in for your taxable account?
ETFs?  Blue Chip Stocks?  Guess on something taking off (Marijuana, biotech, etc)?

Just curious what everyone else is doing.  Before I started really paying attention to this site I've mostly just played around with some things (gambled) and have come back around even or worse.

Looking forward to your feedback!

seattlecyclone

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Re: The taxable account
« Reply #1 on: October 07, 2016, 10:23:44 AM »
My taxable account is full of VTSAX and VTIAX, as these are considered the most tax-efficient asset classes that I own.

ysette9

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Re: The taxable account
« Reply #2 on: October 07, 2016, 11:03:38 AM »
My taxable account has exactly the same thing. Our target allocation is 40% VTIAX and 60% VTSAX. We aren't quite there yet and are funneling all current investing into VTIAX until it is achieved.

Frankies Girl

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Re: The taxable account
« Reply #3 on: October 07, 2016, 11:22:18 AM »
100% of my taxable is in Fido's total stock market index fund (FSTVX) for the same reason as the others: most tax efficient fund.

Paul der Krake

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Re: The taxable account
« Reply #4 on: October 07, 2016, 11:33:48 AM »
Tax efficient large cap mutual funds, sprinkled with a couple individual blue chip.

Only the rich can afford to have bonds in taxable, and when they do it's usually tax-free munis.

stein79

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Re: The taxable account
« Reply #5 on: October 07, 2016, 12:50:01 PM »
100% of my taxable is in Fido's total stock market index fund (FSTVX) for the same reason as the others: most tax efficient fund.

Thanks, the Vanguard funds are advisor class via Scottrade, but the FSTVX is buyable for me.

Thank you all for the input!

catccc

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Re: The taxable account
« Reply #6 on: October 07, 2016, 12:59:06 PM »
Here's what I have in my taxable account, which is with Vanguard:
   
30% VBTLX   
56% VTSAX   
14% VTIAX   

Well, that's how it started.  Did some tax loss harvesting in Aug 2015, it looks like this right now:

VFIAX   18%
VFWAX   13%
VBTLX   30%
VTSAX   39%

But still basically 30% bonds, 70% stocks, with the stocks about 1/4 international and 3/4 everything.

Take info with a grain of salt, I just make sure I put it away, and then mostly forget about it.  I should pay more attention to rebalancing needs and such...