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Learning, Sharing, and Teaching => Investor Alley => Topic started by: RusticBohemian on February 24, 2020, 02:55:29 PM

Title: The performance of 100% VTSMX vs 90% VTSMX, 10% bonds
Post by: RusticBohemian on February 24, 2020, 02:55:29 PM

I'm in the accumulation phase and far away from retirement. Right now I have 100% of my stock investments in VTSMX.

I recall reading somewhere that a study may have found an advantage with 90% VTSMX, 10% bonds.

Is this so? If so, can anyone give me any details?

Title: Re: The performance of 100% VTSMX vs 90% VTSMX, 10% bonds
Post by: EliteZags on February 24, 2020, 02:59:48 PM

as long as the "advantage" isn't higher returns

Title: Re: The performance of 100% VTSMX vs 90% VTSMX, 10% bonds
Post by: RWD on February 24, 2020, 03:38:26 PM

You give up a little returns for less volatility and the ability to rebalance.
https://www.portfoliovisualizer.com/