Also, it's hard to explain, but I'll try.
I always saved a lot, but I was not doing things the way I think I should have. Now, I'm going through everything in great detail.
So, I have this old 401K. I get it in my mind that I am going to roll it over to stocks. That process gets delayed due to paperwork complications. Time passes. Later, I set a goal to work on asset allocation, sorta kinda forgetting about the 401K to be rolled over (because I am still waiting to deal with paperwork issues).
Eventually, I remember that old 401K and think, "Hey, maybe this thing could help me with this other problem." They were not related in my mind before. Now, they are.
I have found there's not always a linear process to getting my finances in apple pie order.