These are my fees and expenses:
AmFds EuroPacfc Gr R5
Annual Operating Expense
Net Expense Ratio AMC/Net Asset Fee Percentage% Per $1,000
0.53% 0.65% 1.18% $11.80
Shareholder-Type Fees
The fund house enforces a trade restriction. If a participant exchanges out $5,000.00 or more, they are blocked from exchanging $5,000.00 or more back into the fund for 30 days. Only one roundtrip exchange is allowed in 30 days.
TRowePr MdCap Val R
Annual Operating Expense
Net Expense Ratio AMC/Net Asset Fee Percentage% Per $1,000
1.30% 0.25% 1.55% $15.50
Shareholder-Type Fees
The fund house enforces a trade restriction. If a participant exchanges out any amount of money, they are blocked from exchanging back into the fund for 30 days.
Vngrd SmCap Gr Indx Adml
Annual Operating Expense
Net Expense Ratio AMC/Net Asset Fee Percentage% Per $1,000
0.07% 0.65% 0.72% $7.20
Vngrd 500 Index Fd AS
0.04% 0.65% 0.69% $6.90
For Mid-cap I do have the vanguard option: Vngrd Mid-Cap Idx Fd AS
I see that I need to change my mid-cap immediately. Kott308 my district doesn't have a clue, but the site 403(b)compare.com does list vanguard as a vendor. However, through my nationwide account I have access to around 60 vanguard stocks and bonds. I am also in the process of opening a 457(b) through my nationwide representative. I've read posts on this site in which teachers suggest that you do open 457(b) and 403(b) and contribute, my 457(b) is going to have access to the same stocks and I have many vanguard stocks to chose from. Should I still consider closing 403(b) account and going through vanguard directly?
I am looking to invest a huge part of my income this decade and really don't want to screw this up.
Any advice you all have is greatly appreciated.
Thank you