Looking for some basic advice. I have around 20k to put to work in a taxable Schwab account. I am going to add around $800 per month to the account. I am not in a high tax bracke (make around 62k per year) t, so may not need municipal bonds. Should I use an ETF or a Total Market, SP 500 mutual fund for these funds. Any help in allocating these assets would be of extreme help.
Thanks,
Dale