Roth then taxable.
This is my view:
1. Contribute enough to the work plan to get the match.
2a. If your work plan is decent keep filling it up.
2b. If the work plan stinks fill up your rIRA or tIRA depending on you tax issues.
3a. If your work plan stinks and your IRA is full go back and fill up the work plan.
3b. If your work plan is decent and its full fill up a rIRA or tIRA depending on you tax issues.
4. I think some people will vary here but Ibonds or Taxable. Pros and cons to either one if these, I happen to like some ibonds myself.
If your work plan is a real, real dog I may choose ibonds and or taxable after any free money in the work plan, I'm thinking anything getting over 1.5% ER's should make a person look at all the options with eyes wide open.