A tangentially related question....
Now that VTSAX has updated the price, I see that I have about $6,000 in losses from my buys over the last week. I have other buys from within the past year that total $4,500 in gains. Would I be better served to sell all the shares of VTSAX that show capital gains within the last year to cancel out as much of the loss as possible or just take the loss and potentially carry over any losses over $3,000 into the next year? Perhaps it doesn't really matter.
I'm FIRE, wife is still working, but we only expect our AGI to put us in the 10% tax bracket for 2018. I don't expect our income to rise in future years. If anything it will get lower as my wife stops working and we keep our income low for ACA purposes.