The three fund portfolio thread on Boggleheads.
Ok, I checked it out. I'd consider using the following three if I did this strategy:
Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX)
Vanguard Total Intl Stock Index Inv VGTSX
Vanguard Total Bond Market Index Adm VBTLX
What does the MMM community say about this? Can I find a better set of funds through Vanguard? Would Fidelity Spartan funds be better, because I can get them too?
Also, once I decide on the funds, how do I decide what percentage of each to buy? I'm 32 years old and am very open to risk. My wife and I are both likely to receive a substantial pension, and we have 80K equity in a house, about 100,000 in cash, a 26,000 innuity, and 13,000 in bonds (I just started learning about investing a year ago and have been going about it all wrong up to this point. The only thing my wife and I have done well is the fact that we spend less than we earn).