Rant/
So I left a company with a piss poor 401k plan (6% matching, but minimum 1.15% fee) in June. I figured that I wanted to finally get around to doing this 401k rollover to Vanguard.
So I tried to investigate, thinking that it should be a simple "talk to Vanguard and get it rolled over"
But noooo. Apparently rolling over 401k's haven't caught up to the 21st century. I had to get a form from the plan administer of the old company, so they could get the plan to cash out so they can MAIL A PHYSICAL check to Vanguard...
Finally got around to turning in the paperwork 8-19-15. I was told that because of numerous layoffs, the process could take up to 30 days.
I log into Mint, and it says the last data it has for that 401k was Tuesday 8-25-15. I go to log into my account, and apparently I can't do that anymore...
So it looks like I may have unintentionally cashed out my 401k to roll it over when it was at 10% down compared to base contributions +match ....
At least it's out from under the oppressive fees, but the check will take 1-2 weeks to process into Vanguard assuming everything goes well, and I fully assume that there'll be some rebound by the time it actually processes.
At least I'm investing....
/rant