My wife and I plan to retire in ~10 years (I'm 45, she's 41). Annually I make 72K, She makes 102k.
I have 150k in a 403b. Since adopting more of the mustache way in the last 6 months, I have greatly increased my contributions. Including the employee match, it is now at $17k/year.
My wife has a 401k with 140k. She now contributes $17k/year, which includes a 6% match.
We have a 3 and a 5 year old.
I have been aggressively paying down my house and will pay it off in two years. We have 35k in a money market for some planned house improvements, annual travel to see family in Europe, replacing a used car with another used car soon, and emergencies. We agree that we can take a few grand from that 35k and each invest in IRAs.
We currently do not have IRAs. I want each of us to take 2k from our savings and get a Roth IRA going before the year ends. Assuming we put $1k in each of two funds, what would you recommend we invest in if we want to be moderate to moderately aggressive? Many thanks.