My spouse is self employed. I maxed out her SEP contribution, based upon my estimate for 2018 income. Then I learned about the Simple IRA, which will allow us to invest quite a bit more (still investing more, but just looking at the tax/income reduction benefit).
Is there a way to pull the SEP contribution and roll it into the Simple? I am set up with Vanguard and just sent in the Simple account set-up. The guy said to call back once it was approved, but didn't seem very knowledgeable about transferring funds.