22 years out, I'd be in 100% stocks. If you like Lifestrategy, you could contribute to LS100 for now. When you get to your contributions at age 48,49,50, consider LS40 or LS60 to add some bonds in. I prefer this approach in general, because it means when you get to drawdown, if bonds are strong you can sell the bonds to rebalance and if stocks are strong you can sell the stocks.
This does kind of assume that you are unlikely to need the funds before age 48 at the same time as a market crash.
I don't like the retirement focused funds. They made a lot of sense when it was almost mandatory to buy an annuity in a certain year, but the situation is so different now. You could look at whether setting the target year for when you are 80 gives you a pattern you are happy with.