Starting a new job soon and I have to make some decisions with what to do with my income. I will have to option of a 401k, a 457, a 401a, and a Roth 401k.
I have no credit card debt, and an emergency fund in a saving account equal to 5 months bills. I have a good, working budget.
I am going to aim to be able to save between 36-40k per year, but I have no idea how and where to split this money. Previous to this job I just shoveled 18k a year into a 401k.
I need to maximize saving for retirement, but I also need some that I can liquefy if I need to. Want to go buy a car? Go get 15k from (insert investing account here).
With so many options, I am not sure where to start, and what to jump on. I am also not sure how much should go in each account, pre tax and post tax.
I was looking at The Bogleheads' Guide to Investing, but it does not seem to cover 401k and other pre tax accounts at all. Where do I start?