Hello Mustache Nation. I’m looking at investing (loaning $125K at 10% interest) in a small business in a growth phase. I don’t necessarily want to join as an equity partner, I’m just looking for interest income, and the business owner would prefer to continue as the sole owner of company. So, it seems debt financing will make sense for both participants. However, if I invest $125K I’m concerned that debt servicing may pinch his cash flow for 12-15 months and restrict growth which wouldn’t be good for either of us. That said, if I’d still want to go forward with this investment what debt financing approaches might I offer him, bullet loan?