Hello,
First post here. I'm a long time reader of the blog, but have only recently started exploring the forum. Lots of good stuff here and I am learning a lot and getting linked to blogs that are teaching me a lot.
I've generally been able to answer my questions by reading, but this one stumps me.
I've been reading up on how to take advantage of our HSA. DH's company contributes $1000 per year and we have always just done $1500 per year to get the balance up enough to cover our deductible. The money has also been sitting in a 'cash account' for the last few years. *facepalm* So, now that I realize that we have a lot of options for investing that money as well, I am not sure what to do. I will need to request a prospectus to find out what the expense ratios are for the funds, but we have like 37 choices through JP Morgan.
Our ROTH is at Vanguard and is in the VTSMX fund.
JPMorgan has the HLEIX, which is very similar. Should we choose that for the HSA or should we diversify?
***Edited to add***
Does the 2014 contribution limit of $6550 include company contributions?