I really like International with the idea that Europe and many other counties are trailing the US with low rates, i.e. the US will raise rates 1st, and possibly be the 1st to correct. A while back I heard Warren Buffett say, low interest rates are the best predictor of companies earnings… something like that. So at some point the raising rates (US before the rest of the world) will effect profits and then we will have high valuations and lower earnings... which is not good.