« previous next »
Pages: 1

Author Topic: Investing Large Lump Sum  (Read 1516 times)

Frugal_NYC

  • 5 O'Clock Shadow
  • *
  • Posts: 77
Investing Large Lump Sum
« on: July 24, 2018, 01:29:22 PM »
Recently got married and wondering if I should do anything other than investing a large amount of cash ($40-50K) in my brokerage account at one time

We both max 401s/IRAs and I contribute $5K/mo to brokerage FSTVX fund (no house).  I guess I am "waiting" for a dip but we know how timing the market goes...
Logged

boarder42

  • Walrus Stache
  • *******
  • Posts: 9332
Re: Investing Large Lump Sum
« Reply #1 on: July 24, 2018, 01:30:57 PM »
dump it in - in the grand scheme of life thats not a large sum of money.
Logged

terran

  • Magnum Stache
  • ******
  • Posts: 3807
Re: Investing Large Lump Sum
« Reply #2 on: July 24, 2018, 01:32:13 PM »
It sounds like you already know the logically right answer, but you're battling your emotions. This might help: https://personal.vanguard.com/pdf/ISGDCA.pdf
Logged

RWD

  • Walrus Stache
  • *******
  • Posts: 6608
  • Location: Arizona
Re: Investing Large Lump Sum
« Reply #3 on: July 24, 2018, 02:07:43 PM »
If you already had it invested would you take it out? That should answer your question.

In the long term you're not even going to remember fretting over a mere ~$50k.
Logged

Radagast

  • Magnum Stache
  • ******
  • Posts: 2560
  • One Does Not Simply Work Into Mordor
Re: Investing Large Lump Sum
« Reply #4 on: July 24, 2018, 10:16:05 PM »
So you have been investing $50k per year, will invest $50k this year, and will invest $50k every year for the foreseeable future. Then you ask "is this year a good time to invest $50k?" ...

where have you gone Captain Obvious, our nation turns its lonely eyes to you... woo woo woo...
Logged
Pages: 1
« previous next »