We are primarily 4 fund investors -- 50% US stock, 33% INT stock, 5% REIT, 10% bond, 2% other. Around ~$450K total, mostly in retirement accounts.
The "other" right now is split between lending club and Vanguard Precious Metal and Mining (VGPMX). I put $10K in VGPMX in Jan 2011 and it has fallen steadily since (currently ~$3500). I keep saying I'll sell and put it in index funds once it gets back to $10K, but I'm wondering if that is dumb. What do you think? Should I pull the trigger now, or keep waiting?
This in in a Roth IRA. We've also got a 403b, a trad IRA, and a taxable account. If this was in taxable, I'd feel better about selling it, I guess.
Thanks for your opinions!