Author Topic: Self-employed: pension or not?  (Read 632 times)

FIRE of London

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Self-employed: pension or not?
« on: August 20, 2018, 08:43:52 AM »
Hi all - looking for some advice on what vehicle to use for investing, in particular whether to use a pension plan. I'm a UK resident higher rate tax payer (income of 165k earnings before tax). I'm self-employed so I get no employer match for my pension. My main question is do I use my pension for the tax benefits or not? I currently have 140k in my pension. I'm 35, own my house outright, no debts, an investment flat bringing in 15k and about 20k in my stocks and shares ISA. Thanks for your views in advance.
« Last Edit: August 20, 2018, 09:07:19 AM by FIRE of London »