Thanks for the rates so far. Willl look into them, but keep em coming.
We could do a remodel for 15k, but it would not be to my wife's liking. We need about 25k I reckon, plus tomorrow I'm starting half bath, a doorway, and a basement staircase projects with my buddy. So it's mostly money and partly time. We need a year since last week I doubled our 401/403b contributions. Going to take three months to make sure we can adjust appropriately. I'm optismtic, but don't want trouble.
If I were more handy, I could easily do it for 15k, but having tried some of this before, I know my limitations. Plus, my buddy is cheap, does good work, and a small amount of what he shows me actually sticks.