Hi all - looking for some advice on what vehicle to use for investing, in particular whether to use a pension plan. I'm a UK resident higher rate tax payer (income of £165k earnings before tax). I'm self-employed so I get no employer match for my pension. My main question is do I use my pension for the tax benefits or not? I currently have £140k in my pension. I'm 35, own my house outright, no debts, an investment flat bringing in £15k and about £20k in my stocks and shares ISA. Thanks for your views in advance.
