Thanks for the advice. Decided to roll over into my IRA.
Went to a Fidelity office because brick and mortar customer service, whee!
And at the Fidelity brick and mortar office, they told me that they can't help me with the 401k roll over, they literally cannot even print me off the paperwork I need to fill out, because the Fidelity offices handle personal investments, not company plans. I have to call a Fidelity 800 number to do it.
GAH.