Hello,
I've been reading on this topic for awhile now but still can't grasp the advice. My current employer's 401k funds are pretty much border line criminal. Out of 28 funds there is only 1 option below 1% net expense ratio. The rest of the options average out around 1.85% with several that are above 2%. My question is (if it makes sense), can I or should I roll over my current 401k (while still employed) plan to an IRA that has better investment options with lower expense ratio's?