Hey all,
Been a hot minute since I have been on here. The Wheel of Time turns, and Ages come and pass... Life has made a few choices for me.
I have been a bit haphazard in my investments, doing the "oh shinny" with some purchase, which has lead me to be (I think) over exposed to some markets. Adding to this, I have just started funding my TFSA, so I am now splitting my investments between RRSP and TFSA and need to figure out how to balance that, with only holding Canadian etfs.
RRSP (88% of my portfolio)
VAB 10% Bonds
XUU 24% S&P US TOTAL MKT
VE 21% Developed Europe
XEF 19% Euro Australia
VEE 12% Emerging Markets
VCN 14% Canadian Overall
TFSA:(12% of my portfolio)
VRE 49% CDN CAPPED REIT
XIC 51% S&P/TSX COMPOSITE
Looking at this right now there are a few things I think I need to change:
1) Sell VE or XEF, I am leaning towards VE because the lack of Aus?
2) Sell VCN in RRSP, and represent that in TFSA with XIC? (should I keep VCN?)
At one point I had a (semi) plan with this, but that has long since been lost with the turning of the wheel. Any ideas that you see coming out of this that could help?