I'm hoping one or more of you smart mustachian investment and tax gurus can answer this question.
Us: Married filing jointly. I work FT, spouse is at home with the kids. At work I have access to 401k.
Question: I plan to FIRE from FT job soon, probably in early January. After FIREing I will still have some income from a side gig, but will no longer have access to an employer-sponsored retirement plan. I think I can contribute to an IRA based on my side-gig income in 2019, but are there any options remaining in that scenario for a spousal IRA contribution? Or are we stuck, unless spouse has some earned income?
Does the fact that I'll be working a very brief time at the full time job in CY 2019 (with access to the employer-sponsored plan) help at all? Does that open the door to a full 2019 spousal IRA contribution?
Thanks in advance!