Author Topic: Previous employer 401(k) changing investments question  (Read 512 times)

lulu0915

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Previous employer 401(k) changing investments question
« on: July 09, 2020, 06:45:26 PM »
Hello,
I have a 401(k) with a previous employer. Right now my investments are under FID Freedom 2045 (you can see in screenshots below). FSTVX is not an option. Any other funds I should consider? There is FXAIX. Or should I do something else with this 401(k)? Our IRAs are with Vanguard.

terran

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Re: Previous employer 401(k) changing investments question
« Reply #1 on: July 10, 2020, 10:44:56 PM »
An 80/20 mix of FXAIX and FSMAX would probably roughly approximate a total US market fund. FSNAX and FTIHX would be good international stock and US bond funds to round out a 3 fund portfolio.

Rolling over to an IRA would be a fine option too, particularly if you don't expect to need to make backdoor Roth contributions in the future (or have other substantial traditional IRA balances).