Hello,
Wife has an IRA with Fidelity, all pre-tax 401k money and we are getting ready to change her investments.
We were planning to do one of the lazy portfolios and as I have been researching I came across this info from Paul Merriman and he has two different categories one for pre-tax and one for after tax.
https://paulmerriman.com/vanguard/I would like to understand why he would differentiate between the two and if we need to select different options based on pre-tax (the wife) and after tax (myself) accounts?
We will likely go with a simple 3 or 4 lazy portfolio
feel like I am missing something tax related and do not want to mess up.
Sent from my Pixel 2 XL using Tapatalk