Income $160yr
Age: 40
Current Budget:
Mortgage Owe: $45,000 @ 4% worth $100k (only debt @$500mo)
Max 401K - $18,000 Overall Total: $40,000 VTSMX
Max Roth A & B (mine and my wife's who is not working) Combined Overall Total: $45,000 VTSAX
Taxable Account: Overall Total: $60,000 VTSAX
529s - Two accounts. Just started. Both under $1000 with 17+years remaining.
Cash $20,000
Just got going maybe 3-4 yrs ago. Late start in life getting my act together. Recently moved from EJ. I need help as I have time but yet, I'm getting older. All I have is basically one fund for all my accounts and I'm nervous that I'm not spread out at all, or should I be? My 401K does not offer the admiral share. I can invest roughly $6Kmo. I'd like to save for a bigger house someday. Pay off Mortgage? Additional funds?