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Learning, Sharing, and Teaching => Investor Alley => Topic started by: hgjjgkj on August 01, 2018, 12:07:19 PM

Title: Portfolio Allocation
Post by: hgjjgkj on August 01, 2018, 12:07:19 PM
There are a million topics on this but I still struggle with it.

I am primarily in SPY and building a position in Vanguard Ex US.  Even in looking at total stock market performance, Vanguard Total stockmarket still drew down 40%+ during the 08 recession. The Total Bond fund proved pretty resilient though and was down only about 4%.

I have been thinking maybe the best option is to allocate any excess performance to bonds. But I am unsure how others think about this
Title: Re: Portfolio Allocation
Post by: RWD on August 01, 2018, 12:17:04 PM
Everyone's personal situation is different. How far you are to retirement, rate of savings, risk tolerance, etc. will guide your decision making on asset allocation. There's a lot of reading material on this, some examples:
http://jlcollinsnh.com/2014/06/10/stocks-part-xxiii-selecting-your-asset-allocation/
https://www.bogleheads.org/wiki/Asset_allocation
https://www.bogleheads.org/wiki/Investment_policy_statement
Title: Re: Portfolio Allocation
Post by: effigy98 on August 01, 2018, 03:38:41 PM
Pick one that does not have you selling at the bottom due to panic when the new media is telling everyone to sell. I like the golden butterfly, Larry, and the all seasons as I know I can stick with it when SHTF.

https://portfoliocharts.com/portfolios/