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Learning, Sharing, and Teaching => Investor Alley => Topic started by: 2buttons on May 23, 2016, 08:46:46 AM

Title: Parking cash - looking for a low risk ETF.
Post by: 2buttons on May 23, 2016, 08:46:46 AM

I have a good sized buffer in my checking account. Never had to really touch it in years. Starting to think about siphoning half of it off to invest in a low risk etf. 

Any suggestions for a low risk, better than 1% return ETF to put those employees to work?

Title: Re: Parking cash - looking for a low risk ETF.
Post by: tarheeldan on May 23, 2016, 09:19:56 AM

BND ?

Title: Re: Parking cash - looking for a low risk ETF.
Post by: joleran on May 23, 2016, 09:43:42 AM

5 year CD's are crossing 2%: https://www.nerdwallet.com/rates/cds/best-cd-rates/

Title: Re: Parking cash - looking for a low risk ETF.
Post by: AdrianC on May 23, 2016, 11:54:58 AM

I think you need to define "low risk".

Vanguard Short-Term Govmt Bond ETF VGSH is what I think of as low risk. Yield 0.66%.

Title: Re: Parking cash - looking for a low risk ETF.
Post by: Radagast on May 23, 2016, 07:13:50 PM

How about vanguard target retirement income fund: 30% stocks 70% bonds. If that is too risky there is also the balanced income fund which is 20/80.