The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: goldgrasshopper on September 27, 2016, 04:51:17 PM
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I've never invested with Optum, does anybody else have experience using them? Any recommendations on Optum HSA funds? I'm thinking about maxing out on the S&P 500 Index (VFIAX).
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Hi. We have Optum for my current employer HSA. I also put everything into Vanguard S&P 500. It was the most attractive index fund to me at the time and I haven't changed it.
I'm not crazy about their website. Very clunky but luckily I don't have to go there very often.
Good luck. Hope it works out for you!
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My employer is transitioning us from Wells Fargo to Optum. I'm excited to have access to low cost Vanguard funds. VFIAX is a good option if you don't need the money in the near-term.
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I have an HSA through my employer via Optum. I use it strictly as another tax sheltered investment account and 100% of it is invested in VFIAX. If you plan on using the account for medical expenses I wouldn't invest it.
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I use a slightly more conservative mix (something approximating the permanent portfolio) for my HSA. I might need a big chunk of that money soon, so it's 30% SP 500, 30% Vanguard Wellington, and 15% some or other commodity, and the rest in cash. Big slug of cash.