Hmm. I googled the rules for a 72(t) for quite a while, perhaps I misread. My understanding was that if you are employed at all, it violates the 72(t) and you are then penalized the additional 10%. That certainly makes things a lot simpler, although still somewhat confusing. So, is there then no reason NOT to max 401k and IRA every year before considering any taxable investments?
Do you have a link to something like "72(t) for dummies"?
Right now most of my focus is to simply increase-savings-rate, but I want to make sure I'm putting it in the right places too.