Is the value $100,000 because you have a lot of options, or because the stock has risen?
As in:
You have 10,000 options and the stock is at $100/share while the strike is $90?
Or do you have 100 options and the stock is at $1,100/share while the strike is $100.
Basically, if we had a recession and the stock dropped 20% would you lose everything (scenario #1) or just lose some?
That might change how I chose to go forward.
Also: high tax bracket this year? And next year? Will you get new grants in the future?
The standard answer around here is to just sell and take the money. It's probably the safest option. Would you buy $100k worth of options in the company right now? Probably not.