The best bond fund I have in my 401k is PTTRX with a expense ratio of .46(Actively Managed), would it be better to use that fund in my 401k, or to buy VBMFX/VBTLX in my taxable account? I thought having Bonds in my Roth was good, but further reading indicates that I might not want to have them there. So now I would like to get something with higher return potential into my Roth IRA, and don't know where I should go with bonds. What would you do, and why would you do it that way?