I have a job I like that pays reasonably well and that's in my field (which is a pretty specific and not-very-lucrative one, so I feel lucky). For a variety of reasons, there's no retirement program. I have a Roth, which I max out every year. I also have a simple individual taxable account through Fidelity that is invested entirely in FSTVX. Once my Roth is maxed for the year, I contribute 50% of my monthly post-tax income to the Fidelity account (about $1500/month).
Is there a tax-advantaged option I don't know about that I could/should be using, instead of the individual Fidelity account? Or am I just out of luck until my employer starts a 401k program, or until I get a new job?