Author Topic: New Zealand: Why bother with bonds given TD rates  (Read 907 times)

lukeNZ

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New Zealand: Why bother with bonds given TD rates
« on: January 23, 2015, 03:59:45 PM »
Open question to any fellow NZ investors out there. Why bother with the hassle of trying to obtain a diversified bond holding when the returns do not seem to be vastly better than TD rates?

I'm wondering about a portfolio along the lines of
40% Shares (incl Kiwisaver Acc) Hoping superlife gets some decent etf's or passive funds to market shortly for international shares
40% Property (probably a quality rental or two)
20% Bank TD's or savings accounts

marty998

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Re: New Zealand: Why bother with bonds given TD rates
« Reply #1 on: January 24, 2015, 04:35:21 AM »
Why bother indeed.

TD's are (99.9%) no risk and come with no fees....