I am 37 F, SE, almost no NW due to student loans that I am attacking as much I can. I am fairly conservative in general.
1) I am new to investing and currently have no investmemts. I have spent lots of time reading about betterment, vanguard, robinhood, etc.. and have spoken to a couple of advisers (not doing a plan).
I have to fund the max in Traditional IRA for tax purposes and AGI benefits. I am familiar with Traditional vs ROTH and it has to be a traditional. I am not sure where to open the account as I would like the lowest possible fees and not sure what to invest in.
2) I am selling my condo which will result in 70+K (max 80K) (not sure about the selling fees) and I don't plan on investing in another RE in the next at least 3 yr or depending on the market, may be willing to buy low, or just rent for a while.
Also unsure where to invest those and in what.
Timing wise I will have to fund the IRA in the next month and the real estate proceeds would most like occur in June/July. It seems like the overall consensus is index funds or?
Thanks so much in advance for all the advice.