I will probably just do the Spartan fund. 2 pages of the offerings are T Rowe Price retire in {year} funds that don't do any better than the index.
I have a question about the %. I am base plus commission. How do I calculate the % to get the $18k? Commission is variable, depending on sales.
Or since there is no company match, do I just put in say 30% and stop contributing once $18k it achieved?