I have invested my free investible money in diverse Norwegian index funds (a few worldwide, Europe, Asia). I also bought some low cost medical stock fund. Everything is invested in international valuta, so valuta variations apply. I started investing about 1,5 year ago and have been buying stocks monthly since then.
Today my bank showed me that my investments in total have made a 1,5% profit. Holy shit! Everybody is always talking about the stock market making such enormous profits. Not mine.
The medical stocks have gone 11% down.
My Asian index fund is doing best with 4,5% up. Luckily most of my stock is in there.
My European index fund has gone 4,5% down.
I have several worldwide funds, some er 4% up and others 1,5% down.
My emerging market index fund is not doing fantastic. It was better some weeks ago.
Some of this going down is probably caused by the Norwegian crown becoming stronger. This should have the advantage of foreign articles becoming cheaper for me. But in total it is just a depressing read.
Some of the numbers might also be caused by having bought the funds not so long ago, as I buy some every month.
Next month we in Norway can open a fund account where we can swap stocks around inside that account without paying taxes over profit. I intend to reduce the number of world wide funds I have then. No need to have 3 different ones. But I intend to keep some spreading over the world regions.
Now what to do with the medical fund? I still hope it will climb up those 11% at some point. So my idea is just to leave it there. It is only a small sum. In the meantime I just continue to buy a good amount of stock every month when I get my salary and have a lot left over.